I Refuse to Pay Back My Student Loans

Borrowers who have stopped making student loan payments describe their decision on camera — some citing moral grounds, some describing financial impossibility, some framing it as deliberate political resistance, United States, May 2025. Featuring Student loan borrowers. Loan non-payment as a deliberate political act rather than a financial failure is a specific civic posture that emerged in 2025 as payments resumed and forgiveness remained unavailable.

Who: Student loan borrowers who have decided to stop making payments, speaking directly to camera about their decision and reasoning

What: Borrowers who have stopped making student loan payments describe their decision on camera — some citing moral grounds, some describing financial impossibility, some framing it as deliberate political resistance. The posture is unscripted and specific.

Where: United States

When: May 2025

Why: Loan non-payment as a deliberate political act rather than a financial failure is a specific civic posture that emerged in 2025 as payments resumed and forgiveness remained unavailable. These borrowers are not describing default as something that happened to them but refusal as something they chose — a distinction the data cannot capture but unscripted testimony can.

Source: https://www.youtube.com/watch?v=UvJiU-8BioI

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